Archive for November, 2009
Pay As You Go Auto Insurance
November 14th, 2009 | 
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Would you let a car insurance provider monitor your driving habits to get lower payments? This is auto insurance of the future. Auto insurance companies always want an estimated number of miles driven, but these numbers are far from accurate.
What if they started tracking your mileage by a GPS like device or monthly check-in appointments? This is the latest thing in the insurance industry. Progressive Insurance currently offers a MyRate program that does just that. You have to install a device in your vehicle that records speed and time, but not location. It can tell what time you drive and how far you go. Is this too invasive? Well the question is whether you want to sacrifice privacy for savings. Other insurance companies have also jumped on board.
California is pioneering this new form of insurance payment. In October 2009 they approved the The Verified Miles Plan. The devices are set to sell in January 2009. It is estimated that it will greatly reduce mile driven and in turn reduce pollution and traffic congestion.This plan would be perfect for occasional drivers that are currently paying the same premiums as the road hogs that drive all day every day.
It does make sense, but you have to consider that once the insurance companies have this data it is theirs to do with as they choose. They actually own the information. Kind of scary, but I wouldn’t mind saving a few buck in those winter months when I’m rarely behind the wheel.
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How to sell a used car
Selling your car can be a tough economical decision. Sometimes we’re left with very little choice. Sometimes, that old clunker just needs to be traded up for a new one. I faced a similar situation with my Nissan and started to wonder where I could get cash for my car. I’ve tried bulletin boards at my office told a few people to let me know if they find anyone looking o buy a used car but no one was really looking. In my search, I came across a slew of options and decided to do a little research to find out how to go about getting the best value.
The most common way to sell a car is by placing an advertisement in your local newspaper. But, then I have to deal with phone calls and appointments and I’ve got enough to do in a day. Plus, it can get to be a little pricey. The second idea was to get a “for sale” sign and place it in the windows so I can get calls at work from persons who may see the sign while passing by. This seemed like a good idea but then I “too passive”, I thought.
I found the internet to be a very good place to sell your car once you find the right site. With so many online car buy and sell services to choose from, finding the best one to buy my car came down to who was offering the best deal. This is by far the best way because it eliminated the hassle and I could easily compare offers without any hassle. Once I found a few good ones, I put in a few calls and sold my Nissan in a week. I took that money and bought a Honda I had already had my eye on.